Welcome to Bridge.

1.1. Instead of offering the Bridge Services directly to the public, we do business through companies who want to offer their customers the ability to buy and sell Stablecoins through their website or mobile application (“Partners”). To do so, our Partners integrate their services (the “Partner Services”) with the Bridge Services and brand the Bridge Services with their name and logo. This means you need to have a valid account with a Partner (a “Partner Account”) if you want to open a Bridge Account.

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1.2. To be eligible to apply for and use a Bridge Account, you must: (a) be at least 18 years old, (b) have the legal capacity to agree to these terms; and (c) have an active Partner Account. If you are opening a Bridge Account for a Business User, you warrant and represent to us that: (i) you are authorized by the Business User to open a Bridge Account, (ii) you are an executive officer of the Business User; or (iii) your position permits you to make important decisions for the Business User. If you are a Business User, you may only use the Bridge Services for commercial purposes.

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1.3. We cannot provide a Bridge Account to you if you live in or do business in a state or country where we or our Financial Partners do not provide the Bridge Services (“Restricted Locations”). We can add or remove Restricted Locations from the list at any time without notifying you. We also comply with all applicable sanctions laws, so we are unable to provide the Bridges Services to you if you live in a country, or you are on a list of persons banned by any governmental authority with jurisdiction over you, Bridge and/or Bridge’s affiliates (including (without limitation) the United States Office of Foreign Assets Control, the UN Security Council, Her Majesty’s Treasury and the UK’s Office of Financial Sanctions Implementation and Department of International Trade) from doing business with person or companies relevant to these terms.

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1.4. We need certain Personal Data from you to verify your identity, to process your Bridge Account application, and to provide the Bridge Services to you. Your Partner may share your Personal Data with us with your permission, or we may collect it from you directly. Personal Data may include your name, email address, residential address, phone number, date of birth, and taxpayer identification number, copies of your passport, driver’s license, military identification card or other government-issued photo identification; bank account statements; cryptocurrency wallet addresses you control, the purpose of your use of the Bridge Services, the source of funds you use to buy or sell Stablecoins, and related information we request. We may keep records of your Personal Data if required by a Financial Partners or by applicable law. The Personal Data you provide must always be accurate, complete and up to date.

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1.5. You will only be able to access your Bridge Account using the username and password associated with your Partner Account (your “Login Credentials”). We are not responsible (and you will not hold us responsible) for any unauthorized access to or use of your Login Credentials, your Partner Account, or your Bridge Account. We do not have access to your Partner Account, and we cannot retrieve or change your Login Credentials. Contact the Partner immediately if you become aware of or suspect any unauthorized access to your Partner Account.
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1.6 NEITHER WE NOR OUR FINANCIAL PARTNERS ARE LIABLE FOR ANY UNAUTHORIZED ACCESS OR ACTIVITY TO YOUR BRIDGE ACCOUNT. We will treat any unauthorized access or activity as potentially fraudulent, and you must notify the Partner within 24 hours if you become aware of or suspect potentially fraudulent activity. When you notify the Partner of potentially fraudulent activity, we and the Partner will temporarily restrict access to your Bridge Account, suspend any pending Orders or withdrawals, require you to change your Login Credentials, and any other reasonable steps to protect your Bridge Account. You must also (a) promptly report any potentially fraudulent activity to legal authorities; (b) provide the Partner with a copy of any report prepared by such legal authorities; (c) cooperate fully with the legal authorities, Partner and Bridge in the investigation; (d) complete any required affidavits promptly, accurately and thoroughly; and (e) allow Bridge, the Partner, or any third party designated by us access to your mobile device, computer, and network if relevant to the investigation.